Best Credit Cards for Gas and Groceries June 2024 | The Motley Fool (2024)

American Express® Gold Card

Great for: Bonus points at U.S. supermarkets

• This card has some impressive benefits, including a high earning rate and welcome offer to earn points quickly. There are also potentially valuable spending credits, including $120 in annual dining credits and $120 in annual Uber Cash. (Terms apply.) It's a lucrative card for people who spend quite a bit in its bonus categories and can use its spending credits.Read Full Review

• • Impressive welcome offer
  • Restaurant rewards
  • U.S. supermarket rewards
  • Travel and dining credits
  • High-value rewards points

  • Annual fee
  • Inflexible spending credits
• • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Blue Cash Preferred® Card from American Express

Great for: U.S gas stations & U.S. supermarkets

• This card offers market-leading cash back at U.S. supermarkets. The welcome bonus and intro APR offer sweeten the deal. Terms apply. If you spend a lot on groceries (excluding wholesale clubs and superstores like Costco and Walmart), this card is worth considering.Read Full Review

• • Big welcome offer
  • U.S. supermarkets rewards
  • U.S. gas stations rewards
  • Streaming subscription rewards
  • Travel and purchase protections

  • Annual fee
  • Foreign transaction fee
• • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit on Amazon.com at checkout.
  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Terms Apply.

  See Also

  Top CD Rates Today: June 21, 2024 | Take Advantage Of Top RatesAn IRA CD is a conservative investment account for people nearing retirementTop CD Rates Today, June 18, 2024 - Earn a Guaranteed 6.00% Until Next AprilBest CD Rates Today: Boost Your Returns With These Top CDs, June 21, 2024

Wells Fargo Autograph℠ Card

Great for: Travel, gas, and dining bonuses

• This card offers unlimited 3X points on common things like restaurants, gas stations, travel, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases. This could be a great pick if you spend a lot in those categories. A solid welcome bonus and cell phone protection are the cherries on top.Read Full Review

• • Strong welcome bonus for a no annual fee card
  • Earn Unlimited 3x points on useful categories
  • Cellphone protection

  • Other cards offer larger bonuses, though they usually come with annual fees
  • The 1x points baseline rewards rate on other purchases, though normal for this type of card, can be beat
• • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Citi Custom Cash® Card

Great for: Bonus cash back

• We love this card’s easy-to-use yet lucrative cash back program. Each billing cycle, cardholders earn 5% cash back in their top spend category (up to $500 spent in eligible categories). Eligible categories include grocery stores, restaurants, gas stations, select travel and more. The card automatically adjusts to your spending habits, which makes it easy to maximize your rewards.Read Full Review

• • Cash back rewards
  • Sign-up bonus
  • No annual fee
  • 0% intro APR offer

  • Bonus cash back limits
  • Foreign transaction fee
• • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou®Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

Citi Strata Premier℠ Card

Great for: 3X points at supermarkets and gas stations

• Citi Strata Premier offers 3X points on restaurants, supermarkets, at gas stations, for air travel, and other hotel purchases – a unique combination of bonus categories for a low annual fee card. It comes with a welcome bonus that's redeemable for $700 in gift cards or travel rewards, no foreign transaction fee, and access to Citi's ThankYou® Rewards program, a standout in the industry.Read Full Review

• • Big sign-up bonus
  • Annual hotel savings offer
  • Travel and dining rewards
  • Grocery and gas rewards
  • Flexible travel rewards points
  • Travel insurance protections

  • Annual fee
• • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel andOther Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Bank of America® Customized Cash Rewards credit card

Great for: Gas cash back and intro bonus

• This card's wide range of extra cash back options speaks for itself, with a choice of six bonus categories you can change monthly for 3% earnings in the category of your choice. And you can earn 2% back automatically at grocery stores and wholesale clubs. No annual fee and a nice welcome bonus also make this one a winner. Plus, if you're a Bank of America Preferred Rewards member, this card will be even more valuable for you.Read Full Review

• • Competitive welcome bonus
  • Bonus cash back in a category of your choice
  • No annual fee
  • Great 0% intro & transfer APR offer
  • Relationship rewards bonus

  • Foreign transaction fee
  • Limit on bonus cash back
• • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Blue Cash Everyday® Card from American Express

Great for: No annual fee

• If gas and groceries are big line items in your budget, don't miss this card. You won't pay an annual fee, and you can earn a generous 3% cash back at supermarkets, online retail purchases, and gas stations in the U.S., on up to $6,000 per year, per category. A 0% APR intro offer lasting 15 months and a $200 welcome bonus for a $2,000 spend inside of 6 months (terms apply) round out the perks on this Amex.Read Full Review

• • U.S. supermarkets and online retail rewards
  • U.S. gas stations cash back
  • Big welcome offer
  • No annual fee (see rates and fees)

  • Foreign transaction fee
  • High spend requirement for welcome offer
• • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
  • Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
  • Terms Apply.

Wells Fargo Active Cash® Card

Great for: Simple cash rewards

• This card’s unlimited 2% cash rewards on purchases is the highest we’ve seen for a flat-rate rewards card with no annual fee. It also has an incredibly easy-to-earn $200 welcome bonus and a generous intro APR offer. We simply haven’t come across this combination of top perks in one card before.Read Full Review

• • Unlimited 2% cash rewards
  • Long 0% intro APR offer
  • Generous cash rewards welcome bonus
  • No annual fee
  • Cellphone protections

  • No bonus categories
  • Foreign transaction fees
  • Balance transfer fee
• • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

U.S. Bank Altitude® Connect Visa Signature® Card

Great for: No annual fee travel card

• Special travel perks can be yours with this U.S. Bank card. For a nominal annual fee, you can earn 5X points per $1 on travel booked through the Altitude Rewards Center, 4X points on other travel, and more. Plus, to enhance your travel experience, you can enjoy access to airport lounges worldwide with a 12-month Priority Pass Select membership, plus a credit for Global Entry or TSA PreCheck.

• • Big welcome bonus
  • Robust rewards program
  • Streaming credit
  • Airport lounge access
  • Cellphone and travel protections

  • Annual fee
  • Can't transfer points
• • Intro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel and more.
  • 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
  • 4X on travel
  • 4X at gas stations and EV charging stations through September 8, 2024, after that 4X on your first $1,000 each quarter (wholesale clubs and discount stores/supercenters excluded)
  • 2X on dining, streaming services and at grocery stores (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024).
  • Receive up to $100 in statement credits for reimbursem*nt toward your TSA PreCheck® or Global Entry® application fee once every four years.
  • 1X point on all other eligible purchases.
  • Points never expire as long as your account is active.
  • Protection and assistance when traveling with Trip Cancelation/Interruption, Trip Delay Reimbursem*nt and SmartDelay.
  • Complimentary Priority Pass™ Select membership gives you 4 free visits to over 1,300 airport VIP lounges and experiences worldwide.
  • Terms and conditions apply.